If you’re not satisfied by the interest rates banks and credit unions are offering on 6-month CDs right now, lengthening the term a bit can help you get better offers. 12-month, or 1-year, certificates of deposit generally provide higher interest rates than shorter-term CDs. If you’re willing to keep your money on deposit for this long, a 12-month CD could be a great choice for you. 
| Featured Rate | |
|---|---|
CIT Bank
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1.26%
Date: Feb 16, 2012
2-Year CD Rate
|
| Highest Rates Recent Rate Changes | |
| Cone Credit Union 2 Year CD Account |
1.35%
Date: Feb 16, 2012
|
| Community First Credit Union Wisconsin 2 Year CD Account |
1.35%
Date: Feb 15, 2012
|
| Gundersen Lutheran Credit Union 2 Year CD Account |
1.30%
Date: Feb 8, 2012
|
| Arcadia Credit Union 2 Year CD Account |
1.30%
Date: Feb 8, 2012
|
| Farmers & Merchants Bank & Trust Marinette 2 Year CD Account |
1.28%
Date: Feb 14, 2012
|
| Oshkosh Postal Employees Credit Union 2 Year CD Account |
1.26%
Date: Feb 6, 2012
|
| Madison Credit Union 2 Year CD Account |
0.82% to
0.68% Date: Feb 21, 2012
|
| Madison Credit Union 12 Month CD Account |
0.52% to
0.48% Date: Feb 21, 2012
|
| Madison Credit Union 6 Month CD Account |
0.32% to
0.28% Date: Feb 21, 2012
|
| Shipbuilders Credit Union 2 Year CD Account |
1.30% to
1.20% Date: Feb 20, 2012
|
| Cloverbelt Credit Union 2 Year CD Account |
1.25% to
1.20% Date: Feb 20, 2012
|
| Cloverbelt Credit Union 12 Month CD Account |
1.00% to
0.95% Date: Feb 20, 2012
|

